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A fully digital process designed for simplicity

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No Hidden Fees. Ever

What you see
is what you pay

250 000

Up To PKR 250,000

Access up to PKR 250,000
through your approved credit line

How To Get Money Quickly And Easily

Download The App

  • Download The App
  • Select The Credit Amount
  • Get Money Right Away

Calculate Your Loan

180,000PKR
50,000 PKR250,000 PKR

Monthly payment

68,690PKR / month

Total to Repay

206,070 PKR

* For illustrative purposes only. The calculation reflects estimated monthly payments. Your actual payment amounts may vary.

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Smart Scoring

Intelligent credit scoring
approach designed to make
human-like assessments

Fully Regulated

Built in full compliance with
regulatory requirements

Free Transfers

Send money across banks and wallets without any
transfer charges

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Confirmed By Users

What Our Users Are Saying

Fahad T.

Sana R.

Used it for my small business repair. Loan approved in 5 minutes. Unreal speed!

Ahmed R.

Sana R.

Used it for my small business repair. Loan approved in 5 minutes. Unreal speed!

Fahad T.

Sana R.

Used it for my small business repair. Loan approved in 5 minutes. Unreal speed!

Ahmed R.

Sana R.

Used it for my small business repair. Loan approved in 5 minutes. Unreal speed!

Our Blog

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appmoney
17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

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17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

appnews
17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

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appmoney
17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

news
17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

appnews
17 NOV, 2025

How I Got PKR 20,000 in 90 Seconds — Without Leaving My Home

Frequently Asked Questions

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Download the app, complete verification, and follow the in-app steps to activate your card.
You need a valid ID, proof of address, and to meet the minimum age and income requirements.
You can withdraw at ATMs and partner locations across Pakistan. Check the app for the nearest point.
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© 2026 NovaMoney. All rights reserved.